Loans

For the big and small things in life.

AGRICULTURE OPERATING LOANS

Little Horn State Bank has been involved with Agriculture since it opened it's doors in 1919. Our operating loans are very competitive and can be tailored to fit almost any farm operation.

Local approval
Access money to pay operating expenses until commodities or livestock can be sold
Competitive interest rates along with flexible terms to align with repayment
No interest charged until you draw funds

AGRICULTURE TERM LOANS

Little Horn State Bank is focused on finding the best terms for your agricultural loan that will fit your needs.

Local approval
We try very hard to coordinate your loan to meet your specific needs
LHSB has the ability to match the terms to your source of repayment
Faster access to funds due to local approval

AGRICULTURE REAL ESTATE LOANS

Little Horn State Bank has been lending money for years to purchase farms, bare ground and building lots for agricultural purposes.

Local approval
Competitive interest rates with flexible payment plans
Reasonable approval and closing times

FARM SERVICES AGENCY (FSA) GUARANTEED LOANS

Little Horn State Bank offers FSA guaranteed loans to customers that might have trouble qualifying due to a lack of adequate collateral, lack of credit, or lack of financial equity. These may be operating loans, term loans, or real estate loans.

**Some of the information you may need to save time when applying for an agriculture loan include but not limited to:

Current financial statements with equipment list
Three years of Tax Returns and Profit and Loss statements for current year if taxes aren't completed
For Operating loans- a budget of projected income and expenses
For Term loans- the description of purchased item(s) and of the collateral being offered
Legal description and/or address of property to secure the loan

Additional documents and/or state registration may also be required.

COMMERCIAL OPERATING LINE OF CREDIT

Little Horn State Bank provides operating loans/lines of credit to businesses with seasonal captial needs.

Local Approval
Revolving or draw lines of credit are available
Interest is only charged on the money that you use

COMMERCIAL TERM LOANS

Little Horn State bank has term loans to meet your needs. Whether you need a commercial loan in the Hardin or Billings area for upgrading software, equipment, buying service trucks, we can help!

Local Approval
Flexible payment structures to match up with your business' repayment schedule

COMMERCIAL REAL ESTATE LOANS

Little Horn State Bank does all types of commercial real estate loans in Hardin, Billings and surrounding areas. From development loans to commercial building purchases.